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\ud83d\udcb0 COST OF LIVING BEAT

The Pocketbook Bulletin

Real week-on-week movement in the numbers that actually affect your monthly budget \u2014 inflation, the bank rate, and the pound \u2014 tracked as genuine change over time, not a single static snapshot.

5
Metrics tracked
7 days
Comparison window
ONS · BoE
Real data sources
LONDON — 11 November 2026

This week’s numbers

CPIH Inflation
3.60%
No change this week
Unemployment Rate
4.70%
No change this week
Bank Rate
4.00%
trending_up+0.25% since 30 Jul 2026
GBP / USD
1.3307
trending_down-0.0193 since 4 Nov 2026
GBP / EUR
1.1959
trending_down-0.0023 since 4 Nov 2026

Mortgage Watch

The Bank of England base rate has moved: 3.75% → 4.00%

Recorded 5 Nov 2026. A base rate move typically feeds through to tracker mortgages within one to two payment cycles, and reshapes what lenders offer on new fixed-rate deals in the days that follow.

5 Nov 20264.00%
30 Jul 20263.75%